Guru aaya lagan mein ehsaan na kisi ka uthana, nahi toh taa umr tujhe padega pachtana.
Jupiter came in the Ascendant, do not take anyone's favor; otherwise, you will have to regret it for your whole life.
This is a massive karmic warning for anyone with Jupiter in the 1st house.
Jupiter is the "Guru," the ultimate giver. A Guru is meant to give blessings, not beg for them. Dr. Sharma warns that if a person with Jupiter in the 1st house takes a massive favor, free money, or charity from someone else ("ehsaan na kisi ka uthana"), they are violating their planetary nature.
Taking a favor instantly indebts their soul. The person who helped them will eventually humiliate them, control them, or demand a massive payback, causing lifelong regret ("taa umr padega pachtana"). Always pay your own way.